🇬🇧 ENGLISH VERSION (Complete)
Why in the News?
India’s flagship Jan Suraksha schemes—
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Pradhan Mantri Suraksha Bima Yojana (PMSBY)
- Atal Pension Yojana (APY)
have completed 11 years on May 9, 2026.
🔑 Key Highlights
1. PMJJBY (Life Insurance)
- Enrolments:
- 27.43 crore
- Coverage:
- ₹2 lakh (death due to any cause)
- Claims settled:
- ₹21,500 crore
- Beneficiaries:
- 10.7 lakh families
2. PMSBY (Accident Insurance)
- Enrolments:
- 58.09 crore
- Coverage:
- ₹2 lakh (accidental death/disability)
- Premium:
- ₹20/year
- Claims settled:
- ₹3,660 crore
- Beneficiaries:
- 1.84 lakh families
3. Atal Pension Yojana (APY)
- Enrolments:
- 9.04 crore workers
- Pension:
- ₹1,000 to ₹5,000/month after age 60
- Female participation:
- 49%
4. Digital Integration
- Launch of:
- Jan Suraksha Portal
- Benefits:
- Online enrolment
- Faster claim settlement
- No need for physical bank visits
ℹ️ Additional Information
Pradhan Mantri Jeevan Jyoti Bima Yojana
- Launched:
- May 9, 2015 (Kolkata)
- Age:
- 18–50 years
- Ministry:
- Finance
Pradhan Mantri Suraksha Bima Yojana
- Launched:
- May 9, 2015
- Age:
- 18–70 years
Atal Pension Yojana
- Regulator:
- Pension Fund Regulatory and Development Authority (PFRDA)
- Replaced:
- Swavalamban Yojana
🇮🇳 हिंदी संस्करण (पूर्ण)
समाचार में क्यों?
भारत की तीन प्रमुख योजनाएँ—
- Pradhan Mantri Jeevan Jyoti Bima Yojana
- Pradhan Mantri Suraksha Bima Yojana
- Atal Pension Yojana
ने 9 मई 2026 को 11 वर्ष पूरे किए।
🔑 मुख्य बिंदु
1. PMJJBY
- 27.43 करोड़ सदस्य
- ₹2 लाख बीमा
2. PMSBY
- 58.09 करोड़ सदस्य
- ₹20 प्रीमियम
3. APY
- 9.04 करोड़ सदस्य
- ₹1000–₹5000 पेंशन
4. डिजिटल सुविधा
- Jan Suraksha Portal
ℹ️ अतिरिक्त जानकारी
PMJJBY
- 2015
PMSBY
- 2015
APY
- Pension Fund Regulatory and Development Authority
🧠 BILINGUAL MCQs (Exam Ready)
Q1. Jan Suraksha schemes completed how many years in 2026?
2026 में कितने वर्ष पूरे हुए?
A. 5
B. 8
C. 11 / 11 वर्ष ✅
D. 15
Q2. PMJJBY provides insurance of?
PMJJBY कितना बीमा देता है?
A. ₹1 lakh
B. ₹2 lakh / ₹2 लाख ✅
C. ₹5 lakh
D. ₹10 lakh
Q3. PMSBY annual premium is?
PMSBY का प्रीमियम कितना है?
A. ₹10
B. ₹20 / ₹20 ✅
C. ₹50
D. ₹100
Q4. APY provides pension after which age?
APY में पेंशन किस उम्र के बाद मिलती है?
A. 50
B. 55
C. 60 / 60 वर्ष ✅
D. 65
Q5. PMJJBY launched in?
PMJJBY कब शुरू हुआ?
A. 2014
B. 2015 / 2015 ✅
C. 2016
D. 2017
Q6. APY is regulated by?
APY किस संस्था द्वारा नियंत्रित है?
A. RBI
B. SEBI
C. Pension Fund Regulatory and Development Authority ✅
D. IRDAI
Q7. PMSBY covers which risk?
PMSBY किस जोखिम को कवर करता है?
A. Health
B. Life
C. Accident / दुर्घटना ✅
D. Crop
Q8. Jan Suraksha Portal helps in?
Jan Suraksha Portal का उपयोग क्या है?
A. Tax
B. Banking
C. Online enrolment & claims / ऑनलाइन नामांकन ✅
D. Voting