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NSTFDC | Tribal Development Finance Institution | UPSC Polity & Social Justice

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📘 ENGLISH CONTENT

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The National Scheduled Tribes Finance and Development Corporation is set to celebrate its 25th Foundation Day on April 10.

It was established in 2001 as a Public Sector Undertaking under the Ministry of Tribal Affairs, Government of India.

Objective

The primary aim of NSTFDC is to promote socio-economic and educational upliftment of Scheduled Tribes (STs).

It focuses on creating self-employment opportunities and making tribal communities economically self-reliant.

Key Functions

  • Provide concessional finance for income-generating activities
  • Promote skill development and capacity building
  • Create awareness about government schemes
  • Support market linkage of tribal products
  • Work through State Channelizing Agencies (SCAs)

Institutional Linkages

NSTFDC works in collaboration with institutions like:

  • NABARD
  • IDBI Bank
  • TRIFED

Governance Structure

The corporation is managed by a Board of Directors consisting of:

  • Representatives from Central Government
  • State Channelizing Agencies
  • Financial institutions
  • Eminent members from Scheduled Tribes

Significance

  • Promotes inclusive development
  • Strengthens tribal economy and entrepreneurship
  • Helps in reducing poverty among ST communities
  • Supports sustainable livelihoods and market access

📘 MCQs (ENGLISH)

Q1. NSTFDC was established in:

A. 1995

B. 2000

C. 2001

D. 2005

Answer: C

Q2. It works under:

A. Finance Ministry

B. Tribal Affairs Ministry

C. Agriculture Ministry

D. Rural Development

Answer: B

Q3. NSTFDC is:

A. Private

B. NGO

C. PSU

D. Bank

Answer: C

Q4. Target group:

A. Farmers

B. SC

C. ST

D. Women

Answer: C

Q5. It provides:

A. Loans

B. Training

C. Market linkage

D. All

Answer: D

Q6. NABARD is related to:

A. Industry

B. Agriculture

C. Defence

D. Health

Answer: B

Q7. TRIFED deals with:

A. Banking

B. Tribal marketing

C. Defence

D. IT

Answer: B

Q8. Main aim:

A. Profit

B. Upliftment

C. Trade

D. Export

Answer: B

Q9. NSTFDC supports:

A. Government only

B. Tribals

C. Corporates

D. Exporters

Answer: B

Q10. It promotes:

A. Industry

B. Self-employment

C. Banking

D. Trade

Answer: B

📘 हिंदी कंटेंट


National Scheduled Tribes Finance and Development Corporation अपनी 25वीं स्थापना दिवस मना रहा है।

यह 2001 में स्थापित हुआ और यह जनजातीय कार्य मंत्रालय के अंतर्गत एक PSU है।

उद्देश्य

अनुसूचित जनजातियों का सामाजिक और आर्थिक विकास करना।

कार्य

  • सस्ते ऋण देना
  • कौशल विकास
  • बाजार से जोड़ना
  • जागरूकता फैलाना

संस्थागत सहयोग

  • NABARD
  • IDBI Bank
  • TRIFED

महत्व

  • जनजातीय विकास
  • रोजगार
  • गरीबी कम करना

📘 MCQs (हिंदी)

Q1. NSTFDC कब बना?

A. 1995

B. 2000

C. 2001

D. 2005

उत्तर: C

Q2. यह किस मंत्रालय के अंतर्गत है?

A. वित्त

B. जनजातीय

C. कृषि

D. ग्रामीण

उत्तर: B

Q3. यह क्या है?

A. निजी

B. NGO

C. PSU

D. बैंक

उत्तर: C

Q4. यह किसके लिए है?

A. किसान

B. SC

C. ST

D. महिलाएं

उत्तर: C

Q5. यह क्या देता है?

A. ऋण

B. प्रशिक्षण

C. बाजार

D. सभी

उत्तर: D

Q6. NABARD किससे जुड़ा है?

A. उद्योग

B. कृषि

C. रक्षा

D. स्वास्थ्य

उत्तर: B

Q7. TRIFED क्या करता है?

A. बैंक

B. जनजातीय विपणन

C. रक्षा

D. IT

उत्तर: B

Q8. मुख्य उद्देश्य?

A. लाभ

B. विकास

C. व्यापार

D. निर्यात

उत्तर: B

Q9. यह किसको सहायता देता है?

A. सरकार

B. जनजाति

C. कंपनी

D. निर्यातक

उत्तर: B

Q10. यह क्या बढ़ावा देता है?

A. उद्योग

B. स्वरोजगार

C. बैंक

D. व्यापार

उत्तर: B

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