Para Jumble practice question for SSC. Review the correct answer and explanation, then continue with related practice below.
Arrange the following sentences in the correct order. A. Only after making this adjustment can changes in the underlying repayment behaviour be meaningfully assessed. B. A lender observes that its overall loan-default rate has fallen even though default rates within each risk category remain nearly unchanged. C. The proportion of borrowers classified in the lowest-risk category has increased considerably. D. Analysts therefore calculate what the overall default rate would have been if the risk composition had remained constant. Options:
Correct Answerसही उत्तर
C. BCDA
Explanationव्याख्या
(English): B presents the puzzle: the overall rate falls while subgroup rates remain stable.
C explains that the borrower mix has shifted toward a lower-risk category.
D describes standardising the composition, and A explains why that adjustment is necessary.
Overall Meaning: Changes in population composition can alter an overall rate even when subgroup behaviour remains unchanged.
व्याख्या (Hindi): B में समग्र ऋण-अदायगी विफलता दर घटती है, जबकि प्रत्येक जोखिम श्रेणी के भीतर दर लगभग समान रहती है।
C में कम जोखिम वाले उधारकर्ताओं का अनुपात बढ़ने की जानकारी मिलती है।
D में जोखिम संरचना को स्थिर मानकर समग्र दर दोबारा निकाली जाती है और A में वास्तविक भुगतान व्यवहार के बदलाव को समझने के लिए इस समायोजन की आवश्यकता स्पष्ट होती है।
समग्र अर्थ:
समूहों की संरचना बदलने से समग्र दर बदल सकती है, भले ही प्रत्येक समूह के भीतर व्यवहार लगभग समान रहे।
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