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2026 Current Affairs practice question for Railways, SSC, UPSC. Review the correct answer and explanation, then continue with related practice below.

Question language / प्रश्न भाषा

Consider the following violations attributed to Kotak Mahindra Bank: 1. Opening multiple BSBD accounts for some customers. 2. Engaging Business Correspondents beyond the scope permitted by RBI guidelines. 3. Providing inaccurate information about certain borrowers to Credit Information Companies. Which of the statements given above are correct?

Kotak Mahindra Bank से संबंधित निम्नलिखित violations पर विचार कीजिए: 1. कुछ customers के लिए multiple BSBD accounts खोलना। 2. Business Correspondents को RBI guidelines द्वारा permitted scope से बाहर activities में engage करना। 3. कुछ borrowers के बारे में Credit Information Companies को inaccurate information देना। उपरोक्त में से कौन-से statements सही हैं?

Answer and explanation are free to read — no sign-in required.उत्तर और व्याख्या पढ़ने के लिए साइन-इन आवश्यक नहीं है।

A

1 onlyकेवल 1

B

1 and 2 onlyकेवल 1 और 2

C

2 and 3 onlyकेवल 2 और 3

D

1, 2 and 31, 2 और 3

✓

Correct Answerसही उत्तर

D. 1, 2 and 3D. 1, 2 और 3

Explanationव्याख्या

All three violations are explicitly mentioned in the source.
RBI rules allow only one Basic Savings Bank Deposit Account per customer.
The bank also used Business Correspondents outside the permitted regulatory scope and submitted inaccurate borrower information to Credit Information Companies, resulting in regulatory action.

तीनों violations source में clearly mentioned हैं। RBI rules के अनुसार एक customer के लिए केवल one Basic Savings Bank Deposit Account allowed है। Bank ने Business Correspondents को permitted regulatory scope से बाहर use किया और Credit Information Companies को inaccurate borrower information भी submit की।

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