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2026 Current Affairs practice question for Railways, SSC, UPSC. Review the correct answer and explanation, then continue with related practice below.

Question language / प्रश्न भाषा

The Department of Posts signed an MoU with SIDBI primarily for which of the following purposes?

Department of Posts ने SIDBI के साथ मुख्य रूप से किस उद्देश्य के लिए MoU sign किया?

Answer and explanation are free to read — no sign-in required.उत्तर और व्याख्या पढ़ने के लिए साइन-इन आवश्यक नहीं है।

Contact Point Verification of Informal Micro Enterprises registered on the Udyam Assist PlatformUdyam Assist Platform पर registered Informal Micro Enterprises का Contact Point Verification

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Providing direct agricultural loans through post officesPost offices के माध्यम से direct agricultural loans प्रदान करना

Establishing export processing zones for MSMEsMSMEs के लिए export processing zones स्थापित करना

Creating a national digital currency platform for small businessesSmall businesses के लिए national digital currency platform बनाना

Correct Answerसही उत्तर

A. Contact Point Verification of Informal Micro Enterprises registered on the Udyam Assist PlatformA. Udyam Assist Platform पर registered Informal Micro Enterprises का Contact Point Verification

Explanationव्याख्या

The correct answer is Contact Point Verification of Informal Micro Enterprises registered on the Udyam Assist Platform.
The Department of Posts, which functions under the Ministry of Communications, and the Small Industries Development Bank of India or SIDBI signed a Memorandum of Understanding at Dak Bhawan in New Delhi.
The purpose is to conduct Contact Point Verification, abbreviated as CPV, for Informal Micro Enterprises registered on the Udyam Assist Platform or UAP.
The arrangement creates an institutional mechanism to improve verification, data integrity and credit enablement for informal micro enterprises throughout India.
The Department of Posts has a major advantage in this task because of its enormous last-mile network.
According to the source, it has more than 1.64 lakh post offices and a trained field workforce.
This network can be used to verify demographic information, business information and location details.
Importantly, the verification process will use geo-tagged evidence, which can improve the authenticity and reliability of enterprise information.
SIDBI has a complementary role.
It is identified as the nodal agency responsible for developing and administering the Udyam Assist Platform.
A reliable verification mechanism can support the formalisation of informal micro enterprises and improve their access to institutional credit.
This is significant because many very small businesses may operate outside formal credit networks and can face difficulties establishing verified business credentials.
The initiative therefore links India's postal infrastructure with MSME formalisation and financial inclusion.
For examination purposes, remember three associated facts from the source: the Department of Posts works under the Ministry of Communications; SIDBI was established on 2 April 1990; and SIDBI's headquarters is in Lucknow, Uttar Pradesh.

सही उत्तर Udyam Assist Platform पर registered Informal Micro Enterprises का Contact Point Verification है। Ministry of Communications के अंतर्गत कार्य करने वाले Department of Posts यानी DoP और Small Industries Development Bank of India यानी SIDBI ने New Delhi के Dak Bhawan में एक Memorandum of Understanding sign किया। इसका प्रमुख उद्देश्य Udyam Assist Platform यानी UAP पर registered Informal Micro Enterprises का Contact Point Verification अर्थात CPV करना है। इस arrangement के माध्यम से informal micro enterprises के verification, data integrity और credit enablement को मजबूत करने के लिए institutional framework तैयार किया गया है। Department of Posts की सबसे बड़ी strength उसका विशाल last-mile postal network है। Source के अनुसार India Post के पास 1.64 lakh से अधिक post offices तथा trained field workforce है। इस network का उपयोग enterprises के demographic details, business information और location details verify करने के लिए किया जाएगा। Verification में geo-tagged evidence का प्रयोग किया जाएगा, जिससे enterprise information की authenticity बेहतर हो सकती है। दूसरी ओर SIDBI Udyam Assist Platform को develop और administer करने वाली nodal agency है। इस प्रकार दोनों institutions की capabilities एक-दूसरे को complement करती हैं। Reliable Contact Point Verification informal enterprises को formal economic system में लाने में सहायता कर सकता है और उनके लिए institutional credit तक access बढ़ा सकता है। यह विशेष रूप से उन micro businesses के लिए महत्वपूर्ण है जिनके पास traditional documentation या formal credit history सीमित हो सकती है। Examination के लिए associated static facts भी महत्वपूर्ण हैं: Department of Posts Ministry of Communications के अंतर्गत आता है; SIDBI की स्थापना 2 April 1990 को हुई थी; और SIDBI का headquarters Lucknow, Uttar Pradesh में है। इसलिए option A सही है।