2026 Current Affairs practice question for Railways, SSC, UPSC. Review the correct answer and explanation, then continue with related practice below.
Which institution released the 'Report on Trend and Progress of Banking in India 2024-25' on 29 December 2025?
Correct Answerसही उत्तर
A. Reserve Bank of IndiaA. Reserve Bank of India
Explanationव्याख्या
The correct answer is the Reserve Bank of India.
The source states that RBI released the 'Report on Trend and Progress of Banking in India 2024-25' on 29 December 2025.
The report highlighted the resilience of India's banking sector.
Several key banking indicators were discussed.
It noted strong balance-sheet growth, improved asset quality and robust profitability across scheduled commercial banks, commonly abbreviated as SCBs.
Although growth had moderated slightly compared with FY24, the overall performance remained resilient according to the source.
Balance-sheet growth is important because it reflects expansion in the scale of banking activity, including assets and liabilities.
Improved asset quality generally indicates a healthier loan portfolio and lower stress from problematic assets, while profitability influences the ability of banks to build capital and support future lending.
Scheduled commercial banks form a major component of India's banking system and therefore trends in their performance are important for financial stability.
The source also provides static information about RBI.
It lists RBI headquarters as Mumbai, Maharashtra, and its foundation date as 1 April 1935.
It identifies functions such as monetary policy, regulation of banks, financial stability, currency issuance and acting as lender of last resort.
These functions explain why RBI publishes reports examining trends in the banking system.
For competitive examinations, the report title and issuing institution should be remembered exactly: Report on Trend and Progress of Banking in India 2024-25 → Reserve Bank of India → released 29 December 2025.
Major findings → resilience, strong balance-sheet growth, improved asset quality and robust profitability among SCBs, despite slight moderation in growth compared with FY24.
Static facts: RBI headquarters Mumbai and founded on 1 April 1935.
Therefore option A is correct.
सही उत्तर Reserve Bank of India है। Source के अनुसार RBI ने 'Report on Trend and Progress of Banking in India 2024-25' को 29 December 2025 को release किया। Report ने India's banking sector की resilience को highlight किया। इसमें scheduled commercial banks यानी SCBs की performance से जुड़े several important indicators बताए गए। Source strong balance-sheet growth, improved asset quality और robust profitability का उल्लेख करता है। हालांकि FY24 की तुलना में growth में slight moderation देखा गया, फिर भी banking sector की overall condition resilient बताई गई। Balance-sheet growth banking activity के scale को reflect करती है, जिसमें assets और liabilities का expansion शामिल हो सकता है। Improved asset quality का अर्थ broadly loan portfolio की health बेहतर होना और stressed assets से जुड़ी problems कम होना हो सकता है। Profitability banks के capital formation और future lending capacity के लिए important है। Scheduled commercial banks India के banking system का major हिस्सा हैं, इसलिए उनकी financial condition overall financial stability के लिए significant है। Source RBI से जुड़े static facts भी provide करता है। RBI का headquarters Mumbai, Maharashtra है और इसकी foundation date 1 April 1935 दी गई है। इसके major functions में monetary policy, bank regulation, financial stability, currency issuance और lender of last resort का role शामिल है। इसी institutional responsibility के कारण RBI banking-sector trends पर detailed reports publish करता है। Exam revision: Report on Trend and Progress of Banking in India 2024-25 → RBI → release date 29 December 2025 → findings: resilience, balance-sheet growth, improved asset quality, robust profitability, slight moderation versus FY24। Static facts → RBI HQ Mumbai; founded 1 April 1935। इसलिए option A सही है।
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