Regional Rural Banks Loan Growth | Regional Rural Banks का Loan Growth
Why in News? | चर्चा में क्यों?
Regional Rural Banks reported gross loans of about ₹5.78 lakh crore in FY 2025-26, representing double-digit annual growth.
Regional Rural Banks ने FY 2025-26 में लगभग ₹5.78 lakh crore gross loans report किए, जो double-digit annual growth दर्शाता है।
Priority Sector Lending | Priority Sector Lending
RRBs continued to maintain a very high share of lending to priority sectors, significantly exceeding their regulatory minimum requirement.
RRBs ने priority sectors को lending का बहुत high share बनाए रखा जो regulatory minimum requirement से काफी अधिक था।
Agriculture | कृषि
Agricultural lending remained the largest component of the RRB priority-sector portfolio.
Agricultural lending RRB priority-sector portfolio का सबसे बड़ा component बनी रही।
MSMEs | MSMEs
RRBs also expanded lending to micro-enterprises, artisans and first-generation rural entrepreneurs.
RRBs ने micro-enterprises, artisans और first-generation rural entrepreneurs को lending भी बढ़ाई।
About RRBs | RRBs के बारे में
Regional Rural Banks were created in 1975 to expand institutional credit in rural areas.
Regional Rural Banks की स्थापना 1975 में rural areas में institutional credit बढ़ाने के लिए की गई।
The first RRB was Prathama Bank.
पहला RRB Prathama Bank था।
Ownership | स्वामित्व
- Central Government – 50%
- Sponsor Bank – 35%
- State Government – 15%
RRBs are governed primarily by the Regional Rural Banks Act, 1976.
RRBs मुख्यतः Regional Rural Banks Act, 1976 के अंतर्गत governed होते हैं।