Banking Reforms and Financial Inclusion / बैंकिंग सुधार एवं वित्तीय समावेशन
The source discusses important developments in India's banking sector including new private-bank licences, MUDRA Bank and the Indradhanush Scheme for banking reforms.
Source Indian banking sector के important developments में new private-bank licences, MUDRA Bank तथा Indradhanush banking reforms को discuss करता है।
New Bank Licences / नए बैंक लाइसेंस
According to the source, in April 2015 RBI provided licences for operation to two new private banks: Bandhan Financial Services and Infrastructure Development Finance Company or IDFC.
Source के अनुसार April 2015 में RBI ने two new private banks—Bandhan Financial Services तथा Infrastructure Development Finance Company (IDFC)—को operation के लिए licence दिया।
MUDRA Bank / मुद्रा बैंक
MUDRA stands for Micro Units Development and Refinance Agency. According to the source, MUDRA Bank was launched on 8 April 2015 and was set up under SIDBI.
MUDRA का full form Micro Units Development and Refinance Agency है। Source के अनुसार MUDRA Bank 8 April 2015 को launch हुआ तथा इसे SIDBI के अंतर्गत set up किया गया।
SIDBI / सिडबी
SIDBI stands for Small Industries Development Bank of India.
SIDBI का full form Small Industries Development Bank of India है।
MUDRA Loan Categories / मुद्रा ऋण की श्रेणियाँ
Shishu / शिशु
The source states that Shishu covers loans up to ₹50,000.
Source के अनुसार Shishu category में ₹50,000 तक के loans cover होते हैं।
Kishore / किशोर
Kishore covers loans above ₹50,000 and up to ₹5 lakh.
Kishore category ₹50,000 से above और ₹5 lakh तक के loans को cover करती है।
Tarun / तरुण
Tarun covers loans above ₹5 lakh and up to ₹10 lakh according to the source.
Source के अनुसार Tarun category ₹5 lakh से above और ₹10 lakh तक के loans को cover करती है।
Indradhanush Scheme 2015 / इंद्रधनुष योजना 2015
The source describes Indradhanush Scheme as a banking-reform initiative in India.
Source Indradhanush Scheme को Indian banking reforms से related initiative बताता है।
Key Reform Areas / प्रमुख सुधार क्षेत्र
The source refers to seven key reform areas and mentions appointments, de-stressing, capitalisation, empowerment, framework of accountability, governance reforms and Bank Board Bureau.
Source seven key reforms में appointments, de-stressing, capitalisation, empowerment, framework of accountability, governance reforms तथा Bank Board Bureau का उल्लेख करता है।
Quick Revision / त्वरित पुनरावृत्ति
- MUDRA → Micro Units Development and Refinance Agency
- MUDRA launch → 8 April 2015
- MUDRA set up under → SIDBI
- Shishu → Up to ₹50,000
- Kishore → Above ₹50,000 to ₹5 lakh
- Tarun → Above ₹5 lakh to ₹10 lakh
- Indradhanush → Banking reforms
- New bank licences mentioned → Bandhan and IDFC